We all know accidents happen. It's just part of life. As a homeowner, YOU MUST make sure EVERY company you hire has the proper insurance to work on your home. If you hire a company that does not have Workplace Safety and Insurance Board Insurance (WSIB) AND Liability Insurance, you are playing with fire. WSIB is needed if a worker gets hurt working on your home. Liability Insurance is for damage to property.
If you hire a company who does not carry these insurances, and a worker gets seriously injured, you are responsible for their injuries. These expenses could be staggering! If you hire a company that does not have liability insurance and they damage yours or your neighbours property, they could potentially walk away leaving your with the huge hassle of taking them to small claims court to attempt to recoup the expenses for the damage.
The good news for you, as a home owner, is it is not difficult to obtain these! WSIB is public domain. All you have to do is go to theWSIB website and type in the name of the company to see if they have work place safety insurance or not. By the way, if you can't find the company on the WSIB website, they are NOT a registered company! Here is a copy of The Eavestrough Company WSIB Certificate:
Here is the link to the WSIB website: https://eservices.wsib.on.ca/portal/server.pt/community/eservicespublic/eclearance#https://eservices.wsib.on.ca/portal/server.pt/gateway/PTARGS_0_203_650_245_71889_43/eclearance/FBDAShow302675
Regarding Liability Insurance, you must request it from the company you hire. We recently needed to use a large Boom lift from Sky Jack Rentals in Hamilton. They requested our certificate be sent directly from the Insurance Company. Here is a copy of the certificate The Cooperators (our Insurance Company) sent them.
All you need to do is go to the WSIB search engine and type in the word "eavestrough" or "roofing" and a host of companies will pop up. You will be surprised how many do not have insurance. Remember, if the company you hire does not have insurance, they are your liability if they get hurt or damage your property!
At The Eavestrough Company, we carry all our insurances and make sure they are up to date each year. This way, there is no risk to our customers. To date, we have never had a workplace safety injury. If you would like a quote, please call us at 905-966-2564 or visit our website at www.theeavestroughcompany.com .
